A Few Words
About Us
Exceptional Service
Don't let the intricacies of your finances keep you down any longer.
Focus Your Time and Efforts on Running Your Business and Leave the Accounting to Me
Although we are a Financial Services Company, we are in the Business of people. You are more than your financial standing and struggles – and we understand this.
ADB Financial Services boasts more than 30 years’ experience as Financial Planners and Managers, and furthermore over a decade of experience of Debt mediation and Intervention. We offer our experience and dedication, to clients of all sizes and situations.
At ADB Financial Services
We guide and follow up
With our services there is NO ITC FLAGGING on your record. However, we do help you clear any negative ITC listings and improve your scoring rates.
We can help you take charge of your monthly expenses. We negotiate on your behalf with creditors for repayments. These repayments are made by you, directly to your creditors. You DO NOT pay us. You merely send us the evidence of payments that you have made to the creditors.suppliers/
- We are ready to help if you were behind on any accounts previous to the lock-down.
- We don’t recommend debt counseling until you don’t have any other options.
- We act as a go-between for you and the creditor.
- We determine what is most important and allocate your funds accordingly.
- We can help you take charge of your monthly expenses. ANY of your funds are not handled by us.
- (We negotiate on your behalf, and you pay us directly and show evidence of payment.)
- We don’t want access to your financial information, and you shouldn’t provide it to anyone who might ask for it from our company.
Once we determine that something can be settled, lowering the debt on the list, we negotiate a settlement with a good discount from major credit providers.
We strive to get you up to a 120 day (3 to 4 months even more with the current lockdown) pause period while negotiating repayment. That gives you time to improve your quality of living while we take the stress off your shoulders and deal with debt collectors.
In addition, we –
- assist with getting pension pay-outs without a delay
- SARS related matters
- Short term loans without high interest (just short term) that help get to the end of the month.
- Bond and vehicle finance-related matters
Our Fees and Charges
Because we understand that each individual’s needs are specific – our fees are tailored to your requirements. Therefore, our charges are discussed once a fullcredit report has been pulled and an evaluation has been done.
The process of evaluating your financial standing is heavily dependant on your honesty and full disclosure. When a client witholds information, this obstructs our ability to sucessfully mediate on their behalf.